Have you heard about Crypto.com and wondered whether it is still worth using in 2026? This review will help you decide.
Crypto.com is one of the most recognisable crypto platforms in the world. It has grown from a mobile-first exchange into a full crypto ecosystem that includes trading, earning, payments, cards, NFTs, and on-chain products.
Crypto.com says its mission is to accelerate the world’s transition to cryptocurrency. But how well does it actually deliver today? And is it a safe and practical platform for buying, trading, and holding crypto in 2026?
This review explains what Crypto.com offers today, how it works, its strengths and weaknesses, and who it is best suited for.
There are several areas where Crypto.com excels compared with other exchanges, especially if you plan to buy and stake CRO coins. But - as with every exchange - there are some areas where Crypto.com falls short.
Let’s discuss those below.
Then there’s Gene, who has had a great experience with the Crypto.com VISA card. While he reported finding all the new features a little overwhelming at first, he’s extremely impressed with the interest reward system.
Lastly, there’s Luis, who has been using Crypto.com for over a year and has been really impressed with the cash back bonuses he has received.
After reading so many great things about Crypto.com, I decided to sign up and see for myself where it justified the hype. Here’s my experience.
First, I signed up for the exchange using my email and entered the OTP. I was then prompted to enter my mobile number and confirmed that by tapping on a link, before entering my full name and taking a scan of my passport and a selfie. Verification took a full 24 hours before I was able to actually use the exchange.
Setting up the Android app was incredibly simple and I liked the way that everything was secured with a 6-digit PIN. It took just a few minutes to link my bank card and get started buying crypto.
To test out Crypto.com, I made a test purchase of 400 CRO. Getting 0% fees was great and I liked how it displayed my balance instantly on the home screen.
Next, I tested Crypto.com’s liquidity mining platform, called “Supercharger”. It offers flexible CRO deposits and withdrawals and pays out daily rewards for staking CRO.
I found the Android app fast, simple to navigate, and intuitive. I didn’t experience any of the bugs or lag that some other users have reported.
I highly recommend Crypto.com and plan to continue investing in CRO coins.
Crypto.com is one of the most recognisable crypto platforms in the world. It has grown from a mobile-first exchange into a full crypto ecosystem that includes trading, earning, payments, cards, NFTs, and on-chain products.
Crypto.com says its mission is to accelerate the world’s transition to cryptocurrency. But how well does it actually deliver today? And is it a safe and practical platform for buying, trading, and holding crypto in 2026?
This review explains what Crypto.com offers today, how it works, its strengths and weaknesses, and who it is best suited for.
I’ll be sharing my personal experience with Crypto.com at the end of this review, so stick around to find out!
What Is Crypto.com?
Crypto.com is a global cryptocurrency platform founded in 2016. It serves tens of millions of users worldwide and operates across mobile apps, desktop trading platforms, and on-chain services. At its core, Crypto.com is a cryptocurrency exchange that lets users buy, sell, trade, and store digital assets.But it has expanded far beyond basic trading. Today, Crypto.com offers:
- A retail crypto app
- A professional trading exchange
- A self-custody DeFi wallet
- Crypto earning and staking products
- An NFT marketplace
- Crypto-linked Visa cards
- Its own blockchain ecosystem
The platform is designed to appeal to both beginners and more experienced users, with different tools depending on how hands-on you want to be.
Next, we’ll take a closer look at Crypto.com’s main features in the next section, so keep reading!
Next, we’ll take a closer look at Crypto.com’s main features in the next section, so keep reading!
What Are The Main Features of Crypto.com?
Crypto.com has a wide feature set. Below is a breakdown of the main products that matter in 2026.- Crypto.com App and Exchange: Crypto.com allows users to buy and sell hundreds of cryptocurrencies using bank transfers, cards, or crypto balances. The mobile app focuses on simplicity and is well suited to beginners. The Exchange platform offers more advanced tools such as limit orders, advanced charts, and lower fees for active traders. Liquidity is generally strong across major trading pairs, and the platform supports a wide range of fiat currencies. Crypto.com’s mobile app is one of the fastest-growing apps in the crypto space.
- Visa Cards and Spending: Crypto.com is best known for its metal Visa cards. These allow users to spend crypto or fiat and earn rewards. Card benefits vary depending on whether and how much CRO you stake. Higher tiers unlock better cashback rates and additional perks, while entry-level cards are available without staking. The card program remains one of Crypto.com’s most distinctive features and is still a major draw for long-term users.
- Earn and Staking: Crypto.com offers multiple ways to earn yield on crypto holdings. Users can earn rewards by staking supported assets or depositing them into earning products. Rates vary by asset and market conditions. While returns are lower than in the peak yield years, the products are still popular with users looking to earn passive returns on idle crypto.
- DeFi Wallet and On-Chain Access: Crypto.com provides a non-custodial DeFi Wallet that gives users full control of their private keys. Through the wallet, users can access decentralised exchanges, DeFi protocols, NFTs, and on-chain applications. The platform also supports its own blockchain ecosystem, giving users access to on-chain staking and payments.
- NFT Marketplace: Crypto.com's NFT marketplace supports collectibles, digital art, and branded drops. While NFT activity has cooled compared to earlier years, the marketplace remains active and integrated with the wider Crypto.com ecosystem.
Let's take a look at the fees and costs.
Fees and Costs
Crypto.com’s fees depend on how you trade and which product you use. Trading fees on the Exchange are competitive, especially for users who hold or stake CRO.The mobile app is more convenient but tends to include higher spreads. Card purchases typically incur higher fees than bank transfers.
Users who trade frequently are generally better off using the Exchange rather than the basic app interface.
Overall, Crypto.com sits in the middle of the pack on fees. It is not the cheapest platform, but it is far from the most expensive.
Security
Security is one of Crypto.com’s strongest selling points. The majority of customer funds are held in cold storage. The platform uses two-factor authentication, withdrawal protections, and continuous monitoring.
Crypto.com also maintains insurance coverage for certain types of losses and operates under regulatory frameworks in multiple jurisdictions.
While no exchange is risk-free, Crypto.com is widely regarded as one of the more secure large crypto platforms.
CRO Token Benefits
CRO is the native token of the Crypto.com ecosystem. Holding or staking CRO can unlock:
- Lower trading fees
- Higher earning rates
- Visa card rewards and perks
- Access to exclusive features
For users who actively use the platform, CRO can meaningfully reduce costs. For casual users, it is optional rather than required.
There are several areas where Crypto.com excels compared with other exchanges, especially if you plan to buy and stake CRO coins. But - as with every exchange - there are some areas where Crypto.com falls short.
Let’s discuss those below.
Downsides to Consider
No platform is perfect, and Crypto.com has some drawbacks.- Customer Support: Quality can vary. While many users receive timely responses, delays during periods of high demand are a common complaint.
- App Complexity: Crypto.com offers a lot of features, which can feel overwhelming for new users. The app interface has improved, but beginners may still need time to get comfortable.
- Regional Limitations: Some features, cards, and earning products are not available in all countries. Availability depends on local regulations.
Customer Reviews
Take Marek, for example. He has had no issues buying crypto using his VISA card and has been extremely happy with the customer service and cashback bonuses he’s received.Then there’s Gene, who has had a great experience with the Crypto.com VISA card. While he reported finding all the new features a little overwhelming at first, he’s extremely impressed with the interest reward system.
Lastly, there’s Luis, who has been using Crypto.com for over a year and has been really impressed with the cash back bonuses he has received.
After reading so many great things about Crypto.com, I decided to sign up and see for myself where it justified the hype. Here’s my experience.
My Crypto.com Experience
I decided to take and plunge and see whether Crypto.com could really deliver on its promises. Here’s what happened.First, I signed up for the exchange using my email and entered the OTP. I was then prompted to enter my mobile number and confirmed that by tapping on a link, before entering my full name and taking a scan of my passport and a selfie. Verification took a full 24 hours before I was able to actually use the exchange.
Setting up the Android app was incredibly simple and I liked the way that everything was secured with a 6-digit PIN. It took just a few minutes to link my bank card and get started buying crypto.
To test out Crypto.com, I made a test purchase of 400 CRO. Getting 0% fees was great and I liked how it displayed my balance instantly on the home screen.
Next, I tested Crypto.com’s liquidity mining platform, called “Supercharger”. It offers flexible CRO deposits and withdrawals and pays out daily rewards for staking CRO.
I found the Android app fast, simple to navigate, and intuitive. I didn’t experience any of the bugs or lag that some other users have reported.
Overall, I’m extremely impressed with Crypto.com as an exchange and love its clean, simple interface.
Buying crypto at true cost with 0% card fees (for the first 30 days) makes Crypto.com a great place to kick start your cryptocurrency portfolio. You can pick up your favorite coins or tokens at the best prices and hold them securely.
Buying crypto at true cost with 0% card fees (for the first 30 days) makes Crypto.com a great place to kick start your cryptocurrency portfolio. You can pick up your favorite coins or tokens at the best prices and hold them securely.
My Verdict on Crypto.com in 2026
Crypto.com has matured into a broad crypto platform that offers far more than just trading. It is particularly well suited to users who want: An all-in-one crypto app Crypto-linked spending options Earning and staking products A strong mobile experience It may not be ideal for users who want the absolute lowest fees or a minimalist trading setup. But for users who value convenience, rewards, and a wide feature set, Crypto.com remains a compelling option in 2026.
I highly recommend Crypto.com and plan to continue investing in CRO coins.
Should You Use Crypto.com?
If you want a platform that combines trading, earning, spending, and on-chain access in one place, Crypto.com is worth serious consideration.
It is best suited to long-term users who plan to engage with the ecosystem rather than make occasional trades.
To learn more or get started, you can visit Crypto.com and explore the platform for yourself.
It is best suited to long-term users who plan to engage with the ecosystem rather than make occasional trades.
To learn more or get started, you can visit Crypto.com and explore the platform for yourself.
Disclosure and Disclaimer
Some links on Coinstronauts may be affiliate links. This means we may earn a commission if you sign up through them, at no extra cost to you. We only recommend platforms and products we have personally used or reviewed independently.
© Coinstronauts 2026. All content is for informational and educational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency and digital asset markets are volatile and involve risk. Readers are responsible for their own decisions and should do their own research before acting.
Tags
Exchanges